In a customer course action, the usa Court of Appeals for the Seventh Circuit had been called on to determine whether вЂњconsumer reporting agencies to look for the appropriate credibility of disputed debts.
вЂќ Denan v. Trans Union LLC, No. 19-1519, 2020 U.S. App. LEXIS 14930, at *1-2 (7th Cir. Might 11, 2020). Joining the very first, Ninth, and Tenth Circuits, the Seventh Circuit discovered that вЂњa consumerвЂ™s defense up to a financial obligation is really a relevant concern for a court to eliminate in a suit up against the [creditor,] perhaps maybe maybe not really a work imposed upon customer reporting agencies by the FCRA.вЂќ Id.