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The interior determinants model of policy use posits that governments adopt policies in line with the socioeconomic

The interior determinants model of policy use posits that governments adopt policies in line with the socioeconomic

The Community for Personal Perform and Analysis

and governmental characteristics associated with state. Hence, it absolutely was hypothesized that state governments’ liberal governmental ideology would be adversely related to the APRs, managing for three macroeconomic control factors.

This research had been relational and used a multivariate ordinary minimum squares regression analysis with White’s robust standard errors. Using sampling that is purposive, this cross-sectional research included information for 45 associated with 50 US states, excluding the five states that would not have maximum pay day loan APRs. The reliant variable, state-allowed cash advance APR, had been operationalized once the annualization of two-week pay day loan costs. The independent adjustable of interest had been operationalized as state governments’ governmental ideology, a rating including 0 representing conservative state political ideology to 100 https://installmentloansvirginia.org/ representing liberal state ideology that is political.