NBC Information Reports that Banks, Credit Unions and Thrift Institutions Earned Revenues of $32 Billion on Overdraft charges in 2012. These charges Are Predicted to Record that is top Setting in excess of 37 Billion in 2016 by Moebs solutions, Economic Research Firm. HOUSTON , Sept. 6, 2013 Startling, but real. Banking institutions have found a revenue that is growing in the type of overdraft security costs as cash strapped consumers attempt to dig their way to avoid it for the final 5 years of financial turmoil. In 2012, income from overdraft costs expanded by $400 million bucks or 1.3 per cent from 2011 and reputable financial research organizations, such as Moebs Services predict the amount will increase to all or any time highs by the finish of 2016.