Yes, Florida legislation does enable creditors to garnish your wages. But, a creditorsвЂ™ straight to garnishment, plus the quantity theyвЂ™re entitled to garnish, relies upon whether you qualify as a вЂњhead of familyвЂќ under Florida statute 222.11. The Florida statutes define a relative mind of family members as вЂњany individual who offers several 50 % of the help for a kid or other reliant.вЂќ
This post will talk about what are the results while you are spending money on over fifty percent the help of a young child or any other reliant, the garnishment guidelines in Florida youвЂ™ve already deposited in the bank, and how filing for bankruptcy may help if you arenвЂ™t head of family, what happens to money.
Florida Wage Garnishment Laws
In Florida if you qualify as head of family, the following wage garnishment laws apply to you:
Your entire earnings that are disposable than or add up to $750 per week are completely exempt from attachment or garnishment. Therefore, if youвЂ™re a mind of household and tend to be making significantly less than $750 per creditors canвЂ™t garnish your wages in Florida week. Imagine if youвЂ™re a mind of family members and youвЂ™re making more than $750 each week? It is nevertheless problematic for creditors to obtain after your wages when you look at the Sunshine state. Under area 222.11 associated with the Florida statutes:
Disposable profits of the mind of a household, which are more than $750 a week, may possibly not be connected or garnished unless such individual has agreed otherwise written down.
DonвЂ™t Sign the Waiver
Whenever can you ever agree written down to own your wages garnished? Almost certainly at the start of a credit relationship. Florida law contemplates authorization to garnish included in an initial agreement settlement and imposes the next needs: